Step 1 of 4 · 3 quick questions
A few quick questions to get started.
We need to check a few things before we can analyse your accounts.
Are you a UK resident?
Are you 18 or over?
Do you have a UK Current Account?
- Free to check
- Checking has no impact on your credit score
Three things we check.
We look for lending that was never affordable and charges that should have prompted help. Here is what we check, what those claims have been worth, and the lenders we act against.
Bank Overdrafts
12 lenders we act againstPersistent overdraft charges without appropriate intervention.
- Barclays
- Bank of Scotland
- First Direct
- Halifax
- HSBC
- Lloyds
- Monzo
- NatWest
- RBS
- Santander
- TSB
- Ulster Bank
Personal Loans
10 lenders we act againstUnaffordable lending without proper affordability checks.
- Lending Stream
- QuidMarket
- Loans 2 Go
- 118 118 Money
- Oakbrook Finance
- Bamboo Loans
- Cash ASAP
- My Finance Club
- Lendable
- Drafty
Credit Cards
3 lenders we act againstPersistent debt without appropriate intervention.
- Aqua
- Marbles
- Fluid
Average data is taken from the collective Irresponsible Lending settlements on behalf of clients up to June 2026 against all the lenders above.
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