EligibilityIn progress
AccountEmail and mobile
Bank connectionRead-only, usually about a minute
TransactionsChecked against FCA rules
Claims foundOverdraft, loans, cards
Your resultShown on screen
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We need to check a few things before we can analyse your accounts.
Are you a UK resident?
Are you 18 or over?
Do you have a UK Current Account?
We look for lending that was never affordable and charges that should have prompted help. Here is what we check, what those claims have been worth, and the lenders we act against.
Persistent overdraft charges without appropriate intervention.
Unaffordable lending without proper affordability checks.
Persistent debt without appropriate intervention.
Average data is taken from the collective Irresponsible Lending settlements on behalf of clients up to June 2026 against all the lenders above.
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